LIC PREMIUM POINT
M M ROAD PILATHARA
PO. PILATHARA, DT. KANNUR 670504
9447035472
8848656959
kalasaparambil@gmail.com
Embarking on a journey, whether for leisure, business, or study, is an exciting prospect. However, international travel carries inherent uncertainties. United India Insurance Company (UIIC) offers reliable and comprehensive Travel Insurance policies designed to act as a vital safety net, protecting travellers from financial distress arising from unforeseen events abroad.
UIIC structures its travel offerings to meet varied needs and geographical requirements:
| Plan Variant | Who It's For | Primary Focus |
|---|---|---|
| Overseas Travel (Business & Holiday) | Individuals and families travelling for leisure or short-term professional trips. | Comprehensive medical and travel-related coverage for single or multi-trips. |
| Schengen Plan | Travellers to the 26 European countries requiring a Schengen Visa. | Complies with the mandatory medical coverage amount (€30,000) for visa requirements. |
| Overseas Travel (Employment & Studies) | Students pursuing higher education or individuals taking up employment abroad. | Longer-term coverage focusing on medical emergencies and specific academic-related risks (like interruption of study). |
| Domestic Travel Plans | Protection for journeys within India, covering risks like baggage loss and personal accidents. | Focus on travel inconveniences and accident cover during domestic transit. |
UIIC's international plans offer extensive coverage, ensuring you are never alone in a crisis:
Emergency Medical Expenses: Covers hospitalisation, outpatient treatment, and emergency dental care for sudden illness or injury sustained during the trip. This is the most crucial component.
Medical Evacuation & Repatriation: Covers the high cost of emergency medical evacuation to the nearest suitable hospital or, if necessary, repatriation back to India.
Loss or Delay of Baggage: Provides compensation if your checked-in baggage is permanently lost or reimbursement for essentials if the baggage is delayed beyond a specified time (typically 12 hours).
Loss of Passport: Covers necessary and reasonable expenses incurred to obtain a duplicate or new passport while in a foreign country.
Personal Accident: A lump sum payout in case of accidental death or permanent disablement during the trip.
Personal Liability: Protects you financially if you are held legally responsible for accidental bodily injury to a third party or damage to their property.
Trip Delay/Cancellation: Provides reimbursement for non-refundable expenses in case your trip is delayed or cancelled due to covered reasons (varies by plan).
A critical benefit of UIIC Travel Insurance is access to round-the-clock emergency assistance services. This ensures that in any medical or travel emergency, help is just a call away, providing necessary support for:
Cashless hospitalisation coordination.
Medical referrals and monitoring.
Emergency travel assistance.
Travel with the backing of a trusted public sector insurer, allowing you to focus purely on your journey and experience.
🚢 United India Marine Insurance: Navigating Global Trade with Confidence ⚓
“Protecting lives and dreams with LIC’s trusted assurance.”
“Safeguarding your health with trusted coverage and care.”
